Article 1 Purpose

The purpose of these Terms of Use is to set forth any and all matters regarding the terms and conditions of use and operation of services on “name of the website” (“Website”).

Article 2 Definitions The major terms used herein shall have the following meanings.

1. Members mean users who have registered with the Website by agreeing to the terms and conditions of the Website and
   providing their personal information and who have executed the user agreement with the Website and use the
   Website.

2. User Agreement means the agreement entered into by and between the Website and a Member with regard
   to the use of the Website.
3. Member’s ID means a combination of a unique sequence of characters and numbers,
   which is granted to each Member for the identification of the Member and the use of services by the Member.

4. Password means a combination of characters and numbers, which is selected by a Member to verify that the ID is
   granted to the same Member and to protect the rights and interests of the Member.

5. Operator means the
   person/entity that has opened and operated a website that provides services.
6. Termination means that the
   Members terminate the user agreement.

Article 3 Applicable Rules Other than Standard Terms of Use

The
Operator may separately announce and provide guidance on operational policies, if necessary. If these Terms of Use
and operational policies overlap, then the operational policies shall prevail.

Article 4 Execution of User

Agreement

1. The user agreement shall be constituted when a person who wishes to use the Website agrees to these
   Terms of Use and then the Operator accepts the application for membership made by such a person.
2. Any person
   who wishes to use services as a Member shall indicate his/her intention to agree to these Terms of Use by reading
   these Terms of Use when applying for membership and clicking “I agree” in the below.

Article 5 Application

for the Use of Services

1. Any user who wishes to use the Website as a Member shall provide any and all
   information, such as User ID, Password, and nickname, which is requested by the Website.
2. A Member who has not
   registered his/her genuine information by stealing another person’s information or registering false information may
   not claim any right to the use of the Website and may be subject to punishment under relevant
   statutes.

Article 6 Guideline on Personal Information Processing

The Website and the Operator do not have
the Members’ Passwords among their personal information provided in applying for membership. Anything related to the
Members’ Passwords shall be handled in accordance with the Guideline on Personal Information Processing.
The
Operator shall make efforts to protect the Members’ personal information, including the Members’ registered
information, in accordance with relevant statutes.
The Members’ personal information shall be protected in
accordance with relevant statutes and the Guideline on Personal Information Processing that is established by the
Website.
However, the Operator shall have no liability for the information leaked due to a reason attributable to
a Member.
If a Member registers and distributes illegal postings, including those that disrupt good public order
and customs or violate national security, then the Operator may access the Member’ materials and submit such
materials to the related institutions, upon request of such institutions.

Article 7 Operators’

Obligations

1. The Operator shall deal with any opinions offered or complaints raised by the Members as soon as
   possible if such opinions or complaints are deemed just. However, if the Operator finds it difficut to deal with
   such opinions or complaints swiftly due to its personal reasons, then it shall do its best by making a post
   announcement or sending the Members messages or e-mails.
2. If there is any breakdown in equipment or any
   equipment is lost, then the Operator may request the Website to repair or restore such equipment without any delay
   for the continuous and stable provision (or operation. of the Website. However, in case of natural disasters or
   unavoidable reasons on the part of the Website or the Operator, the operation of the Website may be temporarily
   suspended.

Article 8 Members’ Obligations

1. The Members shall comply with the matters stipulated in these
   Terms of Use, any and all regulations established by the Operator, matters including notices and operational
   policies to which users are notified via the Website, and relevant statutes. The Members shall not commit acts to
   disrupt other businesses of the Website or to tarnish the reputation of the Website.
2. The Members may neither
   assign, give away, nor provide as security the right to use services and their contractual status under the user
   agreement, unless the Website gives its the express consent.
3. Customers shall take considerable care in
   managing their IDs and Passwords and may not allow any third party to use their IDs without the consent of the
   Operator or the Website.
4. The Members shall not infringe on the intellectual property rights of the Operator,
   the Website, and any third party.

Article 9 Service Use Hours

1. In principle, services shall be available
   for 24 hours a day, 365 days a year unless there is any special operational or technological delay. However, the
   Website may temporarily suspend services on the date(s. or hour(s. designated by the Website for system checkups,
   extensions, and replacements. As the temporary suspension of services due to scheduled work is announced on the
   homepage of the Website in advance, users are recommended to visit and read the homepage frequently.
2. The
   Website may temporarily or permanently suspend services without any prior announcement or notice in the following
   cases.

• If there is any urgent system checkup, extension, replacement, breakdown, or malfunction
• If there
  is any force majeure event, such as national emergencies, blackouts, or natural disasters
• If common carriers as
  stipulated in the Telecommunications Business Act suspend telecommunication services
• If there is any delay in
  the use of normal services due to overload of traffic during the use of services

3. In case of the suspension of
   services under Paragraph 2 above, the Website shall notify the Members of such suspension via prior notice. However,
   if the Website finds it impossible to make a prior notice of the service suspension caused by an uncontrollable
   cause, then a later notice or announcement shall be made in lieu of such a prior notice.

Article 10

Termination of Use of Services

1. If the Members wish to terminate the user agreement with the Website, then they
   themselves shall apply for the termination of their registration online. However, the termination of use of the
   Website shall be separately made from the termination of the user agreement.
2. As Website-related programs are
   automatically deleted on the Members Management screen, upon application for termination of the user agreement (or
   the use of services), the Operator may not be able to look at the information of the applicant for the termination
   of the user agreement anymore.

Article 11 Limitations on Use of Services

The Members shall not conduct any
act that falls under any of the following. If the Members are found to have committed any such act, the Website may
place restrictions on the use of services by the Members, take legal measures, terminate the user agreement, or
suspend services for a specified period of time.

1. Registering false information upon signing up for membership
   or changing information so that it is false after signing up for membership
2. Hindering others from using the
   Website or stealing others’ information
3. Impersonating the management, staff, or related personnel of the
   Website
4. Infringing on the moral rights or intellectual property rights of the Website or any other third party
   or disrupting their businesses or operations
5. Fraudulently using another Member’s ID
6. Collecting, storing,
   and disclosing another Member’s personal information without its consent
7. Committing any act that is
   objectively believed to be related to crimes
8. Violating other relevant statutes

Article 12 Management of

Postings

1. The Operator shall be responsible for the management and operation of postings and materials of the
   Website. The Operator shall always monitor postings and materials. If the Operator finds or receives a report on
   faulty postings and materials, then it shall delete such postings and materials and give a warning to the Member
   that registered such postings and materials.
   Meanwhile, as the Member is responsible for postings made by
   him/her, he or she may not put up postings that violate these Terms of Use.
2. If public institutions, such as
   the Korea Internet Safety Commission, make a demand for the correction of any posting, then the Operator may delete
   or move such posting without the Member’s prior consent.
3. The criteria for determining any posting to be faulty
   are as follows.

• Postings that seriously insult another Member or any third party or tarnish its reputation

Postings that distribute or offer links to content in violation of good public order and customs

• Postings that
  promote illegal copies or hacking
• Postings that aim to make advertisements for purposes of profit
• Postings
  that are objectively acknowledged to be associated with crimes
• Postings that infringe on the rights of another
  Member or any third party, including copyrights
• Other postings that are deemed to violate relevant
  statutes

4. If the Website and the Operator are requested by any third party to suspend putting up postings due
   to reasons such as defamation or infringement of rights, including intellectual property rights, then they may
   temporarily do so. In addition, if the Website is informed of any lawsuit, settlement between any person/entity
   requesting the suspension of putting up postings and any person/entity registering such postings, or any decision of
   a relevant institution similar to the foregoing, then it shall comply with such settlement or
   decision.

Article 13 Custody of Postings

If the Operator suspends the operation of the Website due to
unavoidable circumstances, then it shall make a prior announcement and make efforts to take all measures to ensure
that all postings are easily transferred.

Article 14 Copyrights to Postings

1. Members shall own
   copyrights to materials posted by them within the Website. In addition, the Website may not use such materials
   commercially without the consent of the Members making such postings. However, the Website has the right to use such
   materials for non-profitable purposes and to post such materials within services.
2. Members may not use
   materials posted in the services for commercial purposes, including processing and selling the information acquired
   through the services at their discretion.
3. If the Operator determines materials or content posted or registered
   by the Members to fall under any of the items in Paragraph of ### Article 12 above, then it may delete, move, or refuse
   to register such materials or content without any prior notice.

Article 15 Damages

1. The Members shall
   primarily bear all civil and criminal liability that arises within the Website.
2. If a Member suffers from any
   damage caused by force majeure events, such as natural disasters or its willful misconduct or negligence, then the
   Website may offer no compensation for damages.

Article 16 Indemnification

1. If Members do not earn any
   profit from the rendering of services at the Website or if there arises any damage from the optional selection of
   service materials or use of services, then the Operator shall be relieved from any liability arising from the
   foregoing.
2. The Operator shall be relieved from liability caused by any disruption in services at the Website
   or in telecommunication services offered by other carriers. These Terms of Use shall apply mutatis mutandis to the
   damage caused in connection with the service base at the Website.
3. The Operator shall not be liable for
   materials stored, posted, or transmitted by the Members.
4. The Operator shall not be liable for any disruption
   in the use of services due to a reason attributable to the Members.
5. The Operator shall not be liable for any
   and all activities, including data transmission and other community activities, between the Members, and between the
   Members and any third parties, regardless of whether such activities occur within the Website or through any outside
   services.
6. The Operator shall not be liable for the authenticity, trustworthiness, and accuracy of materials
   posted or transmitted by the Members or all materials provided for the Members via the Website.
7. The Operator
   shall not be liable for any and all damage which is caused by goods transactions between the Members, as well as
   between the Members and any third parties via services.
8. The Operator shall not be liable for any disputes that
   occur between the Members or between the Members and any third party without a reason attributable to the
   Operator.
9. The Operator shall not be liable for any damage suffered by the Members if such damage is caused by
   disruptions in systems that can occur without its willful misconduct or gross negligence. In this case, such
   misconduct can be considered similar to misconduct in the course of managing, checking, repairing, and replacing
   equipment, such as servers or operating software. The Operator is also not liable for any damage suffered by the
   Members if it is caused by any third party’s attack, the distribution of computer viruses for which any
   anti-virus/vaccines have not been developed by domestic or foreign prestigious research institutions or
   security-related companies, or force majeure events that cannot be otherwise controlled the
   Operator.